CIBIL™ is one of the four approved credit departments in India which give a Credit score, the others being Equifax, Experian, and CRIF High Mark.
The credit score gives banks/credit card companies a quick idea of how reliable you are in fulfilling your debt obligations

Reference 

https://www.creditmantri.com/importance-of-a-cibil-credit-score-in-getting-loans-in-india/
Importance of Credit Score

What is the Importance of a CIBIL™ credit score in getting loans in India?

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CIBIL™ is one of the four approved credit departments in India which give a Credit score, the others being Equifax, Experian, and CRIF High Mark.
The credit score gives banks/credit card companies a quick idea of how reliable you are in fulfilling your debt obligations

Reference

https://www.creditmantri.com/importance-of-a-cibil-credit-score-in-getting-loans-in-india/
Importance of Credit Score

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